About the job

Director of Engineering – AI & Fintech Platform (Remote)

Company: Beem (Line Financial, PBC)
Location: Remote (India)
Employment Type: Full-time
Industry: Consumer Fintech / AI Platforms

About Beem

Beem is an AI-first fintech platform transforming financial access for over 100M underbanked users in the US. We are redefining alternative credit scoring and payments using advanced AI/ML systems — removing traditional FICO dependencies while maintaining industry-leading default performance. Our ecosystem includes Everdraft™ instant cash advances, FDIC-insured direct deposit, credit-building tools, and cashback rewards, powered by intelligent financial infrastructure designed for scale.

Role Overview

We are looking for an exceptional Director of Engineering to partner directly with our CTO in scaling Beem into a next-generation AI agentic platform.

This role blends:

  • Strategic leadership (30%)
  • Team building & mentorship (30%)
  • Hands-on technical contribution (40%)

You will lead the architecture and development of sophisticated multi-agent AI systems powered by MCP, RAG frameworks, and specialized AI agents, while scaling a high-growth consumer fintech platform.

This is a 100% remote role for a senior technical leader experienced in fintech, startups and D2C consumer applications.

What You’ll Build

AI Agent Platform

  • Design multi-agent systems with orchestration, shared memory, and agent communication
  • Build specialized AI agents (JobsGPT, DealsGPT, PriceGPT, BudgetGPT)
  • Implement advanced RAG and context-management systems
  • Integrate multiple LLM providers (OpenAI, Claude, Bedrock)

Core Platform & Infrastructure

  • TypeScript/Node.js serverless backend on AWS
  • High-scale payment processing (OCT/AFT, ACH, crypto readiness)
  • Distributed systems supporting millions of transactions
  • Real-time retrieval and intelligent caching systems

Platform Scaling & Compliance

  • Architect infrastructure for 100M+ users
  • Maintain sub-second performance at scale
  • Ensure SOC2, PCI DSS, and NACHA compliance
  • Build resilient payment and financial infrastructure

Key Responsibilities

Strategic Leadership

  • Define and execute engineering vision with CTO
  • Own architecture decisions across AI, payments, and platform scaling
  • Align technical roadmap with business growth

Hands-On Engineering

  • Build core components of AI agent orchestration
  • Design RAG-based memory systems and integrations
  • Optimize performance, scalability, and reliability
  • Lead architecture reviews and incident response

Team Development

  • Scale engineering team from 15 → 30+ engineers
  • Mentor senior engineers and establish technical standards
  • Build strong engineering culture and processes

Cross-Functional Collaboration

  • Partner with Product, Data Science, Compliance, and Business teams
  • Support technical due diligence and strategic partnerships
  • Present technical strategy to executive leadership

Required Qualifications

  • 10+ years software engineering experience
  • 5+ years engineering leadership experience
  • Expert-level TypeScript / Node.js in production environments
  • Experience building microservices or serverless architectures on AWS
  • Hands-on experience with AI/ML systems, LLMs, or agent-based architectures
  • Proven success scaling B2C fintech platforms
  • Strong distributed systems and event-driven architecture experience
  • Startup and D2C product experience (must-have)
  • Fintech domain experience (payments, credit, or banking systems)

Highly Valued Experience

  • RAG, vector databases, or agent frameworks (LangChain, LangGraph, etc.)
  • Payment infrastructure and banking integrations
  • Fraud, risk, or credit scoring systems
  • MLOps and model deployment
  • Managing distributed remote engineering teams
  • International product scaling

Beem is committed to building an inclusive workplace and hires based on merit without discrimination of any kind.

Apply via LinkedIn or share your resume at:
📩 [email protected]
(Please include a brief introduction, current role and notice period.)

We're building the Unified Managed Account (UMA) for everyone.Today, UMAs (AKA SMAs) are a $3.7 trillion market — but they require $300K minimums, charge 1-3% annual fees, and only hold stocks and bonds. They exist exclusively for the wealthy, managed by human advisors through firms like Edward Jones ($2.2T AUM), Envestnet ($5.4T platform), and Morgan Stanley. Beem flips this. We deliver a Unified Managed Account to 166 million everyday Americans at $0 minimum — holding not just stocks and bonds, but also crypto, stablecoins, future pay, gig income, benefits, and store credit. All assets unified into one spendable balance, optimized by AI instead of a human advisor, and accepted at 900K+ locations and 40 airlines. What Robinhood did for stock trading, Beem does for your entire financial life.Traction: Profitable, 5M+ US customers, 500x LTV/CAC — all organic growth. $100M in network partnerships. Bank distribution reaching 8M fair credit US consumers/month. UMA stack includes: UMA (the account) → UPay (spend from any asset) → USDU (instant stablecoin settlement) → U-ID (zero-fraud biometric identity) and can be embedded in any LLM.

Apply now

Please let Beem know you found this job on ManagerTrack. This helps us grow!

Apply now

Unlock thousands of jobs and get more interviews

Let us do the heavy lifting and sift through the noise in your job search to get the most relevant jobs in front of you

What’s included

  • Advanced search filters
  • 24 hour advanced access to new jobs
  • Email alerts

Pay monthly, cancel anytime

$19.99/month

Join now

Invoices and receipts available for easy company reimbursement